Archive for the ‘Wilmington’ category

Introducing Meryl • 20 July 2013 • The Wilmington Fund VT

December 25, 2013

Sometimes volunteering brings unexpected gifts.  Such it was for me this past summer when I was gifted the honor of introducing Meryl Streep, the special guest for a Wilmington Fund VT fundraiser:

Meryl ListeningPhotos by Carolyn Bates

Meryl Streep Intro

20 July 2013

How lucky are we to welcome our very special guest host, Meryl Streep who inspired most folks here to join us this evening. In doing so, she inspired people to ‘do good’, to gather in community for a common goal.

A mother of four, married 35 years is an amazing accomplishment in itself! Yet, Ms Streep is also the most decorated actor in the history of the Arts with 17 Academy Award nominations garnering three Oscars and 27 Golden Globe nominations, bringing home eight. There are also her Emmys, Screen Actors Guild, Cannes Film Festival and so many other awards that if I acknowledged each here my time allotment would not allow me to say anything else.

Yet here she is, lending her name and presence to inspire each and every person here to assist in the long term economic vibrancy of our little town, too. This evening is a sell out with Ms. Streep inspiring each person to join her by taking money out of their own pockets and putting it toward the health of our Village. We are so very grateful.

AND it is FUN!! I am not alone in having played that dinner party game of naming five people you would most like to have dinner with. My guess is that over half of us named Meryl Streep. It’s amazing what dreams can be fulfilled once they are dared to be spoken, like our dream of economic vitality in Wilmington’s historic district.

The key point in this introduction, for me, is this: with Ms. Streep’s craft, and amazing skill in representing a variety of people in our earth community, each of us have connected to at least one of the characters she portrayed. Each of us has understood another person’s motives or background in a deeper way through her work and, in doing so, have felt more compassion for someone we might not otherwise have. This is Meryl Streep’s gift to our society, for it is in compassion for others that we heal not only ourselves, but support others in their own healing.

In tonights instance, it is showing compassion for people and a Village community devastated by Tropical Storm Irene. Thank you, Ms. Streep.

We all feel we know you a bit through your superb work. Thank you for giving us the chance to know you a bit more by answering questions posed by you all via your friend, and Wilmington Fund VT co-founder, Tamara Kilmurray.

Meryl JLMeryl Julie Hug 2

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One Part of Irene’s Economic Aftermath: The Wilmington Fund VT

March 17, 2013

NOTE:  This article was originally published in the Winter 2013 issue of The Cracker Barrel

Irene in Action, photo by Barker Willard

Irene in Action, photo by Barker Willard

Two months ago Hurricane Sandy slammed through the Northeast.  Those of us in the Deerfield Valley had a true understanding of damage that can be left behind.  Our thoughts and prayers were with everyone harmed by the climactic event.

Nearly a year and a half ago (28 August 2011), Tropical Storm Irene ravaged many Vermont towns, including Wilmington.  By January, The Wilmington Fund VT was established and hard at work.

Founding
Tamara and Dan Kilmurray, longtime Wimington second homeowners felt the losses and destruction of Wilmington’s village viscerally.  Throughout the clean up process in which they physically contributed, they discussed what could be done on a long term basis.  Dan communicated with Deborah Emmet Pike, another second home owner who had introduced him to the valley over three decades ago.  Deborah put Dan in touch with local business owner Julie Lineberger as someone who could assist him in gathering a group of people to create a long term difference.

By February 2012 the full Board was established including Dan as President, State House Representative Ann Manwaring as Vice President, financial planner Bruce Mullen as Treasurer and Julie as Secretary of the Board.  Rounding out the group were Tamara Kilmurray, Deborah Emmet Pike, attorney Robert Fisher, business owner John Gannon and innkeeper John Pilcher who, reluctantly, resigned from the Board in November.

Recently the Board created an Advisory Council to assist in with the mission through brainstorming fundraising ideas, acting as ambassadors to The Wilmington Fund VT.  This group includes Mount Snow Partner Dick Deutsch, West Dover second homeowner Bob Kaufman, Halifax second homeowner Walter Jones, local active volunteer Alice Greenspan, and Wilmington second homeowner Sophie Ackert who raised a significant amount of money for The Wilmington Fund VT through her Bat Mitzvah project.

Grant Process
The primary mission of The Wilmington Fund VT is to contribute to the the economic vitality in the area by encouraging established pre-Irene businesses to reopen, help new businesses launch and create jobs in Wilmington’s historic village center.  This includes shrinking the number of empty storefronts in the village.  Steadily, albeit slowly, we are advancing towards these goals.

In order to accomplish the above goals, The Wilmington Fund VT established parameters and protocols for grant applications and approval.  Each project is evaluated on its own particular set of circumstances by our general requirements that include submission of a complete business plan to establish, or reestablish, a business in the Village.  Part of the requirement is that any submission must include a substantial financial investment on the part of the applicant business owner.

Once a letter requesting funds accompanied by a completed business plan is submitted, a small group of our Board vets the project through interview and other due diligence measures.  When approved by the small group, the project is brought to the full Board of Directors for discussion.

So far, the Wilmington Fund VT invested $145,000 in the approval and distribution of  and distribution six grants.  The recipient business owners are on target to invest in excess of $1 million in their respective projects.  This multiplier effect is a key requirement for any grant application and approval of The Wilmington Fund VT.

After, photo by Carolyn Bates

After, photo by Carolyn Bates

Progress
The grants distributed include five businesses and an infrastructural project to support all village businesses.  The businesses that either opened, or are in the process of reopening, are well funded and have solid articulated business plans.  The Wilmington Fund VT is highly confident of their success and believe that a total of 30 local jobs will be created.

North Star Bowl – REOPENED. The center for local activity offering both bowling and informal food is owned by Steve Butler and Bev Lemaire.  Over 75% of this structure was destroyed in the storm.  Although not technically in Wilmington’s Village Center, we felt this business to be a significant contributor to the economic vitality of the area.

• Dot’s Restaurant – REOPENING SOON.  The iconic breakfast to dinner restaurant is owned by Patty and John Reagan.  http://www.rebuilddots.com

Note:  Funding and elbow grease from many individuals and many groups, most notably the Friends of the Valley, is what enabled both North Star and Dot’s to even think of reopening.  The Wilmington Fund VT was but one aspect of the reestablishment of these businesses.

Beyond Imagination – OPENED. A beautifully designed women’s clothing and household furnishings boutique is owned by Melinda and Bill Coombs.  http://www.beyondimagination.com

Chapman’s InTown Antiques – OPENED. Diane and Len Chapman have been running an antique business on their Medburyville property just outside of town for many years.  Along with neighbors JoAnn and David Manning, they decided to open a store in the village.  With assistance from The Wilmington Fund VT, the team of four renovated a storm ravaged building and are offering both antiques and local Vermont crafts.

Restaurant in the historic Parmelee & Howe Building – OPENING SOON. The Wilmington Fund VT purchased and began renovating this anchor building on the corner of Routes 9 & 100.  Mid-way through we were approached by a local individual with a vision and an interest in purchasing the property.  Acknowledging the ample investment and undertaking by the purchaser, as a demonstration of support the accepted negotiated price was less than our investment. The Wilmington Fund VT is pleased to have accomplished its goal with the sale of the Historic Parmelee & Howe building and look forward to its success.

• Village Walkway – PARTIALLY COMPLETED.  Led by the Long Term Recovery Parking and Green space Committee of Carolyn Palmer, Lilias Hart and Sue Spengler, the project links a new parking lot with Main Street with a soon to be lit walkway.

Future Challenges
Because of these early successes, morale in the village is recovering and the ambiance greatly improved.  The robust Village Stroll Committee is working diligently to create various events to entice people downtown.  In addition, the increase in tourist traffic this fall was very encouraging.

However, there remain numerous damaged and empty buildings requiring a great deal of work.  The scope of these future projects is larger than our accomplishments to date, and 80 or so jobs still need to be restored.  The Board is exploring various options, including the establishment of a revolving loan fund, to stimulate economic growth in the village.

The Wilmington Fund VT has been prudent stewards of donated capital.  Close to 100% of fund donations go to economic vitality efforts with a minimal amount used for insurance and accounting fees.  All Board Members work voluntarily, truly a tireless effort by a talented group of individuals.

To continue our work, The Wilmington Fund VT is in a constant mode of fundraising.  We are also establishing two annual fundraisers.  The Summer Event of 2012 was extremely successful.  This included an art show curated by Mary Wright of Gallery Wright, a Pig Roast Dinner at the home of the Kilmurrays, and a Memorial Hall concert produced with great support of Dale Doucette.  Plans for the 13 July 2013 Summer Event are in currently in the works.

The Wilmington Fund VT is also in the midst of working with Mount Snow to create an annual Winter Event.

The long term success of our cause will ultimately be determined by continued strong governance, solid decision making and, of course, successful fundraising.  All are invited to keep on top of our progress through http://www.TheWilmingtonFundVT.org

Group prepares for health care changes coming in next two years

November 28, 2012
Deerfield Valley News Article
by Jack Deming
Participants in a panel discussion on health care included, from left, Robin Lunge, Kevin Goddard, Julie Lineberger, and Bram Kleppner.

Participants in a panel discussion on health care included, from left, Robin Lunge, Kevin Goddard, Julie Lineberger, and Bram Kleppner.

WEST DOVER-Vermont Businesses for Social Responsibility held their 20th annual fall conference at Mount Snow Wednesday, November 14, with an opening plenary panel session aimed at answering questions business owners have about changes coming to Vermont’s health care system.

VBSR’s mission as a nonprofit, statewide business trade organization is to advance business ethics that value economic, social, and environmental bottom lines through education, public influence, and workplace quality. This panel was an educational component, preparing business owners for the changes that come with the 2013 and 2014 federal mandates under the Affordable Care Act. As Bram Kleppner, co-chair of the Medicaid and exchange advisory board said, “VBSR has had a long-standing position to always advocate for changes in our health care system. Between Obamacare and Green Mountain Care, we’re moving in some very different directions, and some very positive ones. Now we are at the point where all of us as members, businesses, and organizations need to figure out how to execute and implement the changes that are coming to us.”

Kleppner served as moderator for a panel that included Robin Lunge, Vermont Director of Health Care Reform, Julie Lineberger, a member of the Green Mountain Advisory Board and Medicaid and exchange advisory board, and Kevin Goddard, vice president of external affairs and sales for Blue Cross and Blue Shield of Vermont.

Lunge began the session by explaining the health care exchange that Vermont is required to construct before January 1, 2014. With an exchange, Vermonters and small businesses will be able to shop for insurance on Vermont Health Connect, a website that provides apples-to-apples comparisons of different insurance products. “There are not many fundamental changes to health insurance under the federal law,” said Lunge. “It’s a way for consumers to have easier access to shopping tools.” Lunge also said that as of October 1, 2013, individuals and businesses could begin using Vermont Health Connect.

Insurance plans provided through the exchange will be required to feature essential health benefit packages, co-pays, and deductibles. People who do not purchase insurance beginning in 2014 will be fined with a tax penalty. Lunge said that individuals will still be allowed to purchase insurance through private brokers. However the exchange makes the process easier, and creates a more stable environment for companies to insure their employees. “For those of you who have been in small group insurance where you have small businesses clustered together and you have just a couple of really ill people in a year, it could really increase your rates, so the idea is a bigger pool stabilizes across a larger population.”

Lineberger, who is also a Wilmington business owner, thinks that it is important for business owners to talk to their employees individually, to hear their concerns, and know how the changes to health care will affect them. She also said that de-coupling insurance and employment is a direction health insurance must move toward. With the Affordable Care Act requiring subsidization of insurance premiums for individuals in households with incomes up to 400% of the poverty line, Lineberger says it creates confusion. “It’s important for us to provide insurance to our employees, but what does this mean?” said Lineberger. “It might be more responsible not to offer insurance on two levels. One, because it would be better coverage for our employees, and two, because health care should be de-coupled from employment. You shouldn’t have to be coupled to your employer to get the coverage you need.”

Small businesses, those with 50 employees or fewer, face a tax penalty should they not offer health insurance to their employees through the exchange. The panel spent time exploring the pros and cons of de-coupling insurance and employers. Kleppner asked, if the tax penalty a business is charged is lower than the amount it would cost to insure employees, and employees can purchase insurance through the exchange along with subsidies and tax credits, is it more sensible to not offer insurance? Kleppner says this issue has become more important with the federal definition of a small business going from 50 employees to 100 employees or fewer. Kleppner said that in Vermont, a business with 100 employees or fewer isn’t exactly a small business.

New out-of-pocket maximums, or the total amount an insurance company requires an individual to pay toward the cost of his/her health care, have also put the squeeze on businesses. “If we choose to stop offering insurance, the question we face is if we have been subsidizing employees’ insurance to some extent, do we continue somehow to subsidize their costs so that the individual costs don’t go away, even though the total costs may go down?” said Kleppner. “It’s a business by business decision, but it’s a complicated choice.”

Another feature of Vermont’s health care exchange that will benefit businesses is portability. If an employee purchases health insurance through an employer and leaves one job for another that does not offer insurance, they can keep their same plan as an individual. Lunge said instead of automatic disenrollment due to a change in one’s life circumstances, “Portability will encourage a continuity of care and make sure that people’s health conditions are kept under control and they don’t lose their insurance.”

Lunge says the goal of health care reform must focus on leaving a for-profit system where quality and quantity of care do not equal out. “If you look at the United States as compared to other developed countries, we spend in some instances twice as much as other countries but our outcomes are not as good, so we’re paying more and we’re getting less. What we’re focusing on is how we get to a more sustainable and cost-effective system.”

Lineberger believes one way to ensure quality health care is to focus on individual needs. This includes making payment for services easier by combining multiple procedures in one bill in a system called bundling. “ Bundling puts the onus on care providers to work as a team to create the best outcome for each particular situation,” said Lunge. “A standard procedure for knee replacement may require 20 physical therapy appointments. But some people may need 12 and others may need 30. What this does is let providers create a package for the individual so they’re not wasting money, but providing better after-care because the worst thing for that entity would be if that person needed to be re-hospitalized.”

Kleppner believes the exchange will help businesses and the individual. “We all know people who need their jobs because of the insurance, and that’s just a terrible situation to force someone into. I’m very hopeful this reform will unleash a lot of entrepreneurial energy and creativity because people won’t have to be chained to an employer because of insurance.”

Read more: Deerfield Valley News – Group prepares for health care changes coming in next two years